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Deferred Gift Annuity



How It Works

  • You transfer cash or securities to American Rivers. Our suggested minimum gift requirement is $10,000.
  • Beginning on a specified date in the future, American Rivers begins to pay you, or up to two annuitants you name, fixed annuity payments for life.
  • Beneficiaries are recommended to be 65 or older to begin receiving payments and must be at least 50 to fund the gift.
  • The remaining balance passes to American Rivers when the contract ends.

Benefits

  • Deferral of payments permits a higher annuity rate and generates a larger charitable deduction.
  • You can schedule your annuity payments to begin when you need extra cash flow, such as retirement years.
  • Payments are guaranteed and fixed, regardless of fluctuations in the market.
  • The longer you elect to defer payments, the higher your payment will be.


Contact Us

Planning your estate and legacy for future generations, including your charitable interests, takes careful evaluation. Consulting with the appropriate professionals can assist you.