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Charitable Gift Annuity

A charitable gift annuity is a simple agreement between you and American Rivers. In exchange for a gift of cash or appreciated assets, you receive fixed payments for life.

 

How It Works

  • You transfer cash or securities to American Rivers. Our minimum suggested gift requirement is $10,000.
  • American Rivers pays you, yourself and a spouse, or any two beneficiaries you name, fixed payment for life.
  • Beneficiaries are recommended to be at least 65 years of age at the time of the gift.
  • The remaining balance passes to American Rivers when the contract ends.

Benefits

  • Receive more income for your money because of higher rates.
  • Receive dependable cash-flow for life, regardless of fluctuations in the market.
  • In many cases, receive payments at a rate higher than the interest you are currently receiving on investments.
  • Receive an immediate income tax deduction for a portion of your gift.
  • A portion of your annuity payment will be tax-free for a number of years.
  • Are you a younger donor? Consider a deferred gift annuity.


Contact Us

Planning your estate and legacy for future generations, including your charitable interests, takes careful evaluation. Consulting with the appropriate professionals can assist you.